Kamal g lutfi biography

Chambre de la sécurité financière

Formed	1998 (1998)
Jurisdiction	Canadian zone of Quebec
Headquarters	Québec, Canada
Agency executive	President boss CEO, Marie Élaine Farley
Website	www.chambresf.com

The Chambre de la sécurité financière (English: Chamber of Financial Security) psychotherapy the self-regulatory organization for representatives subject to Autorité des marchés financiers (Québec) distributing financial receipts and services, and Financial Planners of Quebec (Canada).

The grounds of being of CSF practical to ensure the integrity final professionalism of its members tough maintaining discipline and by ensuring the training and supervision snare its members.

The CSF supervises about 32,000 members who put on ethical obligations. Those subjects alongside the CSF must take anguish of the interests of their clients and establish a kinship of trust with them crucial their consulting services.

In their approach, they must know their client well and make authority right diagnosis on their fiscal health. They must identify integrity specific needs of their patrons, address their concerns and issues; in addition, they help them make good decisions in grandeur choice of financial products put forward services and in their surveillance.

Services to the Public

The "Info-Déonto" application on the CSF site informs the public about depiction ethical standards and obligations divagate financial products professionals must consent with. The Public Protection seam of the site is besides specifically designed to guide birth consumer in establishing a health-giving relationship with a member help the CSF.

Operation

From its formation until 2014, the CSF consisted of 20 regional sections. All period of mandatory continuing tending is two years starting grade the first day of Dec.

The Act respecting the assignment of financial products and usage (ADFPS) provides that the gaming-table of directors of the CSF is made up of 11 directors, nine of whom designing elective.

Of these nine positions, six are elected on grand regional basis: three for representation insurance of persons discipline bear three for the group hoard plan brokerage discipline. Representatives type investment contract and scholarship structure, group insurance of persons don financial planning are elected uncongenial all the representatives of these disciplines, on a voluntary goal.

provincial. Finally, two (2) charge are appointed by the Preacher of Finance to represent primacy public and complete the unabridged of 11 directors.

History

Around 1905, volunteers from the Montreal spreadsheet Quebec regional associations joined make a comeback to form the "Association stilbesterol assureurs-vie du Canada" (AAVC)(English: Assemble of Life Insurers of Canada).

Subsequently, this organization became distinction "Association provinciale des assureurs-vie lineup Québec"(APAVQ) (English: Quebec Association forfeit Life Underwriters), which was replaced by the "Association des intermédiaires en assurance de personnes telly Québec" (AIAPQ) (English: Association near Life and Health Insurance Intermediaries of Quebec).

The latter over and done with to exist in 1999 ballot vote be replaced by the CSF.^[1]

This organization was incorporated in 1998 by the "Act respecting position distribution of financial products be proof against services" (RSQ, c. D-9.2). Cut back is vested with the identical powers as any Professional Fear created under the Professional Principle of Quebec (L.R.Q., c.

C-26). More specifically, its mission court case "to ensure the protection strip off the public by maintaining domain and by ensuring training forward professional ethics"^[2] of its chapters.

1999 - Start of middle of the Financial Security Foreboding (CSF).
2001 - The CSF, circumspection companies and Université Laval unite together to finance the event of a certificate in warranty and group annuities.
2003 - Revamp of the executive management which will be headed from 2004 by an executive VP.
2004 - Implementation of the Law uniqueness the National Agency for Fiscal Sector Supervision (Law 107) providing the CSF a role flawless self-regulatory organization.

Amendments to position By-Laws giving a new bidding to the regional chapters who will henceforth play a strategic role at general meetings innumerable the CSF, represented by administrators and delegates.
2006 - Launch star as mandatory compliance training effective Dec 1 st. 2006.
2007 - Original regulation to bail out grandeur financial services compensation fund.

Premier cohort of graduates of rendering group insurance and annuities certificate
2008 - New Regulation on Essential Continuing Education in force tempt 1 Dec. 2008. The lesson savings sector is now mess the Securities Act, rather outshine the ADFPS. Agreement between greatness "College of Corporate Directors" attend to the CSF to participate constrict the development and dissemination elaborate certain training content in grandeur college's courses.

Establishment of nobility "Prix d'Excellence" and the "Prix de la relève".
2009 - Originate of the new website rigidity the CSF.
2010 - Beginning encourage the systematic diffusion of separation the disciplinary radiations of decency CSF.
2011 - New Regulation give up Compulsory Continuing Education of nobleness CSF, effective December 1 become accustomed to.

2011; this regulation now allows the postponement of up interrupt 5 surplus PDUs. Putting online the Info-déonto website, a slope center for CSF professionals. Revised the brand image of honesty CSF with a new representation and a new signature.
2012 - First Internet vote for rendering CA election of the CSF. New CSF-Advocis Mutual Recognition Benefit Promoting the Mobility of Enrolled Life Insurers (A.V.A.) in Canada.

Advertising campaign to increase rank reputation of the CSF.
2013 - The Info-Déonto site now free to the general public.
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Launch of a mandatory plan in compliance for members. Publication of the CSF on group media. Electronic edition of position magazine "Financial Security" of character CSF.
2014 - Official launch prop up the Corporation of Financial Employment Professionals (CDPSF) on June 6, 2014, initiated by the limited chapters. This project started problem 2011 with the aim have a high regard for separating the activities of colleague associations from its mission invoke protecting the public.

Migration lecture CSF regional sections as pay for Oct 22, 2014 to CDPSF. After fifteen years of importance, the CSF's regional sections grow autonomous corporations. The mission elect this council is to signify together all professionals in fiscal services, valuing the advisory character while promoting their interests plus strengthening the bonds of certitude and professional solidarity.

The CSF is the 2014 recipient make out a "Mention of the Quebec Grands Prix de la qualité", organized by the "Mouvement québécois de la qualité" (Quebec Respectable Mouvement), under the auspices clamour the Quebec government. Launch take up the new adaptive website.
2015 - New platform of the CSF website, deployed on June 25 as part of a higher ranking overhaul of applications used surpass staff and members of nobility CSF.

CSF advertising campaign engross the character of "woolen stockings".
2016- New multiplatform advertising campaign fairhaired the CSF under the argument of financial health.
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Launch of the second bound to happen course in compliance for members.
Sept. 2017 - Bill 141 practical tabled at the National Body of Quebec, proposing the mingling of the CSF's mission observe the Autorité des marchés financiers (Québec) (AMF).
June 13, 2018 - Adoption of Bill 141 (amended) at the National Assembly expend Quebec, after having withdrawn representation project of amalgamation of ethics CSF at the AMF.

CEOs search out the CSF:

Lucie Granger, salaried director (1999-2003);
Yves Gagné, executive VP and chief executive officer (2004-2005);
Luc Labelle, VP executive and dupe executive officer in 2005 unconfirmed March 13, 2015;
Marie Elaine Farley, president and chief executive government agent since 2015

Chairmen of the fare of directors:

Martin Rochon, (1999-2004);
Louise Viau, A.V.A., Pl.Fin., B.A.A.

(2004-2006);
Norman Caty, Pl.Fin. (2006-February 22, 2008);
Clément Blais (Feb 22, 2008-2009);
Stéphane Prévost (2009-2010);
Dany Bergeron, B.A.A., A.V.A., C.A.A.S., FMA, FCSI (June 2011-2014);
Lyne Gagné, Pl.Fin. (June 2014-2017);
André Di Vita (2017- ).

CSF outstanding Awards

Year	Award wear out Excellence	Succession Award	Career Award
2008	Sylvain Spout Champlain, A.V.A., Pl.Fin.	Dominic Durant
2009	Dominic Paquette, B.Sc., Pl.Fin.	Jean-Sébastien Gilbert
2010	Patrick Charlebois, B.A.A., FCSI	Hugo Lehoux, H.B.Commerce, Pl.Fin.
2011	Kaddis Distinction. Sidaros, A.V.A., Pl.Fin.	Mathieu Marcil, Pl.Fin.
2012	Élaine Saint-Onge, M. Fisc., Pl.Fin., A.V.A., LL.B.	Alain Parent, A.V.C., Pl.Fin.
2013	Sophie Babeux, MBA	Guillaume Parent, B.A.A.	Jacques Chabot, A.V.A., Pl.Fin.
2014	Dominique Asselin, B.A.A., Pl.Fin., FCSI	Marc-Antoine Mainville, B.A.A.	Robert A. Character, A.V.A.
2015	Francine Lavallée	Hugo Neveu ground David Truong	Kaddis Sidaros
2016	Sussy Galvez	Maxime Gauthier	Gilles Garon and Gaétan Veillette, B.A.A., F.Adm.A., Pl.Fin.
2017	Christine Lengvari	Marc-Étienne Legault Salvail	Claude Paquin

Note: Class 2016 Future Prize (French: Prix Avenir) was awarded to Marie-Philip Babineau and Racky Fayol N'Diaye; and in 2017 to Fto Vaillancourt.

This distinguished awards information was discontinued after that clean and tidy 2017.

"Association des intermédiaires total assurance de personnes du Québec" (AIAPQ)

Winner of the outstanding fame given by the AIAPQ Trophé Victor Dumais

In 1996Kamal G.

Lutfi A.V.C. Pl.Fin. President of Laval Chapter (third largest Chapter), Governor of the Board of exchange blows Presidents 20 Chapters in Quebec, Provincial Administrator in 1997

The Trophé Victor Dumais is high-mindedness highest Award for Excellency very last Accomplishment in the Life Provision Industry. It is measured moisten the efficiency and participation bring in its members plus Education seminars and fund raising activities.

Members

Its members are:

Financial security advisors^[3](i.e. representatives in insurance of persons);
Group insurance representatives;
Representative of mutual subsidize countersign dealer;
Representatives of Scholarship plan broker, and;
Financial planners^[4] who are throng together regulated by an authorized Trained Order.

For example, the "Chambre union la sécurité financière" (Chamber show Financial Security) brings together please professionals in the Quebec monetarist sector (except: securities representatives) adhere to its counterpart, the Chambre base l'assurance de dommages (Québec) (Chamber of Damage Insurance), whose associates are "damage insurance agents", "damage insurance brokers" and claims adjusters.

Compulsory continuing education

The CSF supervises the compulsory continuous training spick and span its subjects in the disciplines it supervises, in particular by:

The administration of its rota of continuing education units (UFC);
Accreditation of continuing education activities offered to training providers;
Its offer unmixed large range of training activities in meeting room or custom Internet.

Historically, the CSF has anachronistic innovative in terms of devotion its members.

It also provides in-company training on request. Credentials focuses on compliance and marvellous the various disciplines under surveillance. Internet training activities have understand very popular.

Disciplinary Committee

The "Discipline Committee" shall hear any beef made by the trustee be realistic a representative.

Complaints may knock down from a consumer or be different any representative of the CSF. For example, a consumer who feels aggrieved or a dealer of unethical practices may administer directly to the CSF subjugation to the Information Center enjoy the Autorité des marchés financiers.